The 10 Promises › Proposal 4 of 10 · Jump to sign
4. A Home for Every Young Family Act
If you work, you should be able to own a home.
“it is not too soon to provide by every possible means that as few as possible shall be without a little portion of land. The small landholders are the most precious part of a state.”Thomas Jefferson, letter to James Madison, October 28, 1785 · Read the source
Founding principle: A republic rests on people who own a piece of it.
What it does
- Sells suitable surplus federal land near growing cities for new homes, at fair market value, with the local government’s consent.
- Cities and counties that take Community Development Block Grants or discretionary federal transportation grants must allow starter homes (up to four units) by right on residential lots and end exclusionary zoning rules such as large minimum lot sizes.
- Requires federal agencies to publish, and then cut, the cost their rules add to each new home.
- First-home savings accounts: save up to $10,000 a year (lifetime limit $50,000 per person); growth and withdrawals for a first home’s down payment and closing costs are tax-free.
- The title is the aim, not a guarantee: the Act widens the path to ownership for working families.
Why it matters to you
Your generation gets the same shot at a house and family that your parents had.
Legislative instrument: Bill (H.R.), with a Senate companion bill (S.).
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